Do you accept Zip?
Yes, Jaycar accepts Zip Pay and Zip Money for orders up to $3,000. Just choose Zip at checkout and you'll be redirected to log in to, or apply for, a Zip account to complete your purchase.
Important things to know
- Zip will show during checkout for orders of $20 to $3,000 (excludes any applicable delivery costs)
- You cannot use Zip to purchase Jaycar Gift Cards or digital vouchers and credits
- Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878
How it works
Online Web
- Add your items to cart
- Select Zip as your payment method at checkout
- You'll be redirected to log in to, or create a Zip account
- That's it. Your purchase will be split into the payment schedule you set up
In-store In Store
- Download the Zip app
- Tap the 'In-store' tab at the bottom of the app
- Tap 'Pay in-store' to generate a 6-digit code to give the Jaycar staff member
- Confirm the payment on your mobile and take home the goods today
More information
What is Zip?
Zip is a buy now, pay later provider that lets you get what you need now and pay for it over time, weekly, fortnightly or monthly.
There are two ways to use Zip: Zip Pay is always interest-free^, and Zip Money purchases are eligible for up to 6 months interest-free terms*. Any balance outstanding at the expiry of the interest-free period will be charged at the standard variable rate, currently 25.9% per annum.*
What is the difference between Zip Pay and Zip Money?
Zip Pay is an interest-free^ buy-now-pay-later service with a credit limit of up to $1,000. Repayments are based on a minimum monthly payment, from as little as $10 per week. A $9.95 monthly account fee applies, waived if you pay your statement closing balance in full by the due date.
Zip Money is a line of credit with credit limits between $1,000 and $5,000, offering interest-free terms of up to 6 months and flexible repayments.* Zip Money accounts may incur a one-off establishment fee for certain credit limits, and a $9.95 monthly account fee applies.
What do I need to use Zip?
To use Zip Pay you will need to:
Be an Australian citizen or Permanent Resident; be 18 years of age or over; have a verified Facebook, PayPal or bank account; have a valid and verifiable email address and mobile number; and have a good credit history.
How does the payment schedule work?
Repayments are automatically direct debited from the payment method you added when you created your account.
You can change your payment method at any time, along with the frequency of your payments (weekly, fortnightly or monthly), as long as you're covering the minimum monthly repayments.
How do I return or exchange an item purchased with Zip Pay?
If you change your mind, bring your item in-store and we'll process a refund as outlined in our Refunds & Warranties guide. Zip will be notified of your return and will process the appropriate refund. This can take 3 to 7 business days to appear back in your account. See the Zip FAQs for more information.
What are the fees?
With Zip Pay, a $9.95 monthly account fee applies. We'll waive the fee if you pay your statement closing balance in full by the due date.
With Zip Money, a $9.95 monthly account fee applies, which is waived if you have nothing owing.
Got more questions?
Learn more at the Zip website, or get in touch with the Jaycar support team.
Learn more at Zip^Zip Pay. Minimum monthly repayments are required. A monthly account fee of $9.95 applies and is subject to change. Pay your closing balance in full by the due date each month and we'll waive the fee. Available to approved applicants only and subject to completion of satisfactory credit assessment. Other charges may be payable. Fees and charges subject to change. T&Cs apply. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878. Visit zip.co/au/zip-pay to find out more.
*Zip Money. The interest-free period is the maximum period of time when no interest is charged on eligible purchases. The availability of the interest-free period for a purchase will depend on the purchase amount, the minimum monthly repayment and account status. Minimum monthly repayments are required and vary according to credit limit. Minimum monthly repayments may require repayment of the purchase prior to the expiry of the maximum interest-free period. In other cases, paying only the minimum monthly repayment may not repay the purchase in the interest-free period. Any purchase amount outstanding at the expiry of the interest-free period will be charged at the standard variable interest rate, 25.9% per annum. Zip Money is available to approved applicants and is subject to completion of a satisfactory credit assessment. A monthly account fee of $9.95 applies and a one-off establishment fee may apply for new customers. Other charges may be payable, see T&Cs. Interest, fees and charges subject to change. Terms & Conditions apply and are available on application. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878.